From a quick line of credit to a long-term SBA loan, UrFunded connects you with the right product from our network of 3,000+ lenders. One application, multiple options.
Flexible capital on demand
Access a revolving line of credit and draw funds whenever your business needs them. Only pay interest on what you use, and replenish as you repay. Ideal for managing cash flow gaps, seasonal expenses, or unexpected opportunities.
Government-backed, competitive rates
SBA loans offer some of the best rates and longest repayment terms available to small businesses. Backed by the U.S. Small Business Administration, these loans are ideal for established businesses looking for significant capital at favorable terms.
Repayment that moves with your revenue
Revenue-based funding (also known as merchant cash advance) provides capital in exchange for a percentage of your future revenue. Repayments flex with your daily or weekly sales — when business is slow, you pay less.
Own the tools that drive your business
Finance the purchase of new or used equipment, machinery, vehicles, or technology. The equipment itself serves as collateral, making this one of the most accessible financing options available — even for businesses with lower credit scores.
Finance your business property
Purchase, refinance, or renovate commercial property with a tailored loan structure. Whether you're buying your first office, expanding a retail location, or investing in a warehouse, we connect you with the right commercial real estate lender.
Short-term capital between opportunities
Bridge loans provide fast, short-term capital to bridge the gap between a current need and a future funding event — such as a property sale, long-term loan closing, or contract payment. Fast approval, flexible terms.
Stack multiple 0% interest credit lines
Our credit stacking program helps qualifying businesses access multiple 0% introductory APR business credit cards simultaneously. This strategy can provide significant working capital at zero interest for 12–21 months.
Turn unpaid invoices into working capital
Don't wait 30, 60, or 90 days for clients to pay. Invoice financing lets you access up to 90% of the value of your outstanding invoices immediately. Perfect for B2B businesses with strong receivables but slow-paying clients.
Keep your fleet moving
Specialized financing for trucking companies, delivery fleets, and transportation businesses. Finance semi-trucks, trailers, vans, and commercial vehicles with programs designed specifically for the transportation industry.
Stable capital for major investments
Long-term business loans provide predictable, fixed monthly payments over an extended period. Ideal for major investments like expansion, acquisition, or large equipment purchases where you want stable, manageable payments.
Capital for businesses under 2 years old
Getting funding as a startup is notoriously difficult. Our network includes lenders who specialize in early-stage businesses. We help startups access capital through revenue-based funding, personal credit, and alternative lending programs.
Strategy beyond the funding
Our business consulting services help you maximize the impact of your funding. From financial modeling and cash flow analysis to growth strategy and operational efficiency, our advisors provide expert guidance to help your business thrive.